Our members improve the climate with plants and trees, supply us with healthy fruits and vegetables and make rooms and cities more beautiful, adding to the quality of life. We are a reliable insurance partner, always at your side, protecting the entire value chain of the horticultural business. With knowledge, values and passion.
Keeping you happy, keeping you safe.
We are the green specialist insurer for European horticulture.
Strong values for strong members.
Because security is a matter of trust.
As a specialist insurer and market leader, we bear a high level of responsibility for the green industry. We strive to reliably be the best security service provider for all our members – especially when it matters most.
We make risks visible – and therefore security feasible. Because we show our members effective risk management tools. We also create transparency about our services and processes, decisions and goals.
We contribute to the transformation of horticulture, the economy and society in an ecologically, economically and socially responsible way. Sustainability has been a fundamental value throughout our more than 175-year history.
Our service portfolio designed to keep you safe.
Because your risks are our core competence.
You want neither too much nor too little protection? Our risk consultants offer customized advice and protection packages. You decide.
You need to be able to rely on your partner when it counts. When things don’t go as planned, you can rely on us. Unbureaucratic, prompt and personal.
Our insurance coverage is only part of the services we offer: With comprehensive advice and information, we also provide you with preventative support for risk management.
Together with our partners we make an excellent team.
Two insurance companies – one solution.
Benefit from insurance coverage from the AGRORISK® Group.
For more than 25 years, the two independent German insurance companies Vereinigte Hagelversicherung and Gartenbau-Versicherung have complemented each other within the AGRORISK® Group: Vereinigte Hagel as an insurance partner for agricultural crops production and Gartenbau-Versicherung as a specialist insurer for European horticulture in greenhouses and open-field crops. Insurance solutions are also developed collaboratively. Both cooperating partners market their products in Europe under the AGRORISK® brand: https://www.agrorisk.de/
Facts, figures, data.
If you want to know more – discover important details in our annual and risk reports.
- Solvency and Financial Condition Report (SFCR) 2022
- Solvency and Financial Condition Report (SFCR) of the Switzerland Subsidiary 2022
- Solvency and Financial Condition Report (SFCR) 2021
- Solvency and Financial Condition Report (SFCR) of the Switzerland Subsidiary 2021
- Solvency and Financial Condition Report (SFCR) 2020
- Solvency and Financial Condition Report (SFCR) of the Switzerland Subsidiary 2020
Gartenbau-Versicherung currently operates in 8 countries. In addition to its domestic market in Germany, it also provides protection for operations in Italy, France and the Netherlands, as well as in Luxembourg, Switzerland, Greece and Poland.
Our core competency is to identify, assess and mitigate the risks unique to horticulture. We guarantee to provide competent advice on business risks, tailor-made insurance cover and, in the event of damage or loss, fast and fair compensation.
In order to meet the requirements of our role, a highly qualified team with in-depth knowledge of the industry is essential. More than half of all Gartenbau-Versicherung’s employees have completed vocational training and/or have a degree in horticulture. Together with insurance know-how and many years of experience, the result is unique expert knowledge.
Our mutual insurance company’s sole obligation is to serve the interests of its members. Gartenbau-Versicherung is therefore not dependent on any outside capital interests and does not seek to maximize profits. Instead, our focus is on the quality of our service and advice – we do everything we can to provide security for our members. Our assistance is fast and unbureaucratic, especially in the event of damage or loss.
It all began in Berlin. In the middle of the 19th century, several hailstorms had caused considerable damage to horticultural businesses there. But none of the agricultural insurance companies were willing to accept nurseries. They considered the risks to be too great and too complex. “Then let’s just start our own insurance company!” The story of Gartenbau-Versicherung must have begun something like this. In an unprecedented act of self-help, the gardeners overcame many obstacles. On May 10, 1847, Deutsche Hagelversicherungsgesellschaft für Gärtnereien zu Berlin (German Hail Insurance Company for Nurseries in Berlin) was founded.