Gartenbau-Versicherung expands coverage under Hortisecur G.
Open-field production of pot and container plants in Germany has gained significant importance in recent years. As cultivation areas expand, so do investments in their high-quality technical preparation. Against this backdrop, Gartenbau-Versicherung has developed a new insurance solution: with immediate effect, high-value cultivation areas can now be comprehensively insured under the Hortisecur G policy across the lines of storm (including natural hazards), fire, and technical risks.
High levels of investment in cultivation areas
Modern pot and container production often requires highly technical cultivation areas with optimized irrigation systems, intelligent control technology, and efficient logistics. These are essential to reliably produce increasing volumes at consistently high quality and within tight marketing windows. Accordingly, horticultural businesses are making substantial investments in their infrastructure—particularly in the professional construction and preparation of cultivation areas.
This includes ground leveling and compaction, installation of drainage systems, and the use of geotextiles or lava granulate—all of which involve significant costs. These investments form the foundation of production and can now be specifically insured.
With this new insurance solution for pot and container cultivation areas, Gartenbau-Versicherung is responding to the evolving needs of its members. Production conditions in horticulture are changing, and insurance coverage is being adapted accordingly.
Rising weather-related risks increase the need for protection
The fact is: weather-related risks due to climate change are noticeably increasing. Heavy rainfall, storms, hail, and flooding are occurring more frequently and with greater intensity. While businesses can take preventive measures through well-designed drainage systems, a residual risk remains—particularly for technically sophisticated cultivation areas. Member businesses of Gartenbau-Versicherung do not have to bear this risk alone.
Risk advisors provide comprehensive on-site information about the details of the new insurance solution. Interested businesses can contact their responsible field representative or the head office in Wiesbaden directly.
We are there for you.
Our insurance solutions are characterized by their modular structure.
This allows us to offer you comprehensive insurance cover that is individually tailored to your business.
Find out more now at https://Gartenbau-Versicherung.de/sicherheit/ or contact your local risk consultant.
