Skip to main content

Effective action to reduce the risks from flooding

The most important step in preventing flood damage is to identify and minimize potential hazards. With a comprehensive risk assessment and the support of our experts, you can effectively reduce the risk of damage caused by flooding.
Find out below how you can protect your business from flooding.

Clear
structures

Establish clear procedures to prevent flooding and communicate these to employees. Our solutions offer optimum protection for every business.

Storing materials

Store important materials in areas that are safe from flooding to avoid damage. Sensitive equipment should be stored in an elevated position or otherwise protected.

Protecting
technical equipment

Keep technical equipment in flood-proof locations or protect it in watertight casings to prevent malfunctions during floods.

Train your staff

Train staff on the dangers of flooding and how to respond in an emergency.

Comprehensive emergency plan

Draw up an emergency plan for flooding and carry out regular drills. This will help you to be able to react more quickly in an emergency.

Regular
maintenance

Regularly check whether buildings, drainage systems and backflow flaps are watertight to prevent major damage.

Early warning
systems

Install flood alarms and sensors to enable an early response to rising water levels.

Flood
protection systems

Use barriers, sandbags and backflow protection to prevent water from entering endangered buildings.

Quick flood risk assessment and protective measures

First of all, you should check the flood risk of the property. Many countries offer online flood hazard maps for this purpose, which are provided by authorities or environmental protection organizations. If you have reason to suspect an increased risk, you can also contact local authorities such as the land registry or the water authority to obtain specific information. If the business is located in an area at risk of flooding, it is also advisable to use the free “NINA” warning app from the German Federal Office of Civil Protection and Disaster Assistance (“Bundesamt für Bevölkerungsschutz und Katastrophenhilfe” – BBK), which also provides flood warnings.

Recommendations for production facilities and flood warnings

In the event of a flood warning, production facilities should do the following: Flood the heating system expansion tank, fill and prime the heating tanks, and remove burners and heating pumps. Switch off the electricity and remove the fuse boxes. Electronic devices such as air conditioning computers and electrical machines should be removed or stored in a raised position. Open the doors of cold stores to prevent buoyancy damage. Empty fertilizer tanks should be flooded and plants and hazardous substances should be moved to safe storage.

Other possible risks and causes of flooding.

According to our experts, there are also other factors that play a role.

Total loss of production

Plants and crops may be completely destroyed.

Damage
to buildings

Structural damage and water ingress may render the building unusable.

Soil contamination

Leaked chemicals such as protective agents can have a long-term harmful effect on the soil.

Damage
to machinery

Water may irreparably damage expensive electrical machines and appliances.

Kostenlose Checkliste herunterladen

Jetzt herunterladen und Ihr Unternehmen bestens absichern!

Download der Checkliste

Your contact person is looking forward to hearing from you.

Our regional team of experts will be happy to help you.
You would like to report loss or damages?

Contact your risk advisor or submit a claim using our online form. Once we have received the notification of your claim, we will process it and contact you as quickly as possible.

Submit a damage report
Not located inGermany? Selectyour country here. Click here to go to the country site for Greece. Click here to go to the country site-for The Netherlands. Click here to go to the country site for Belgium. Click hereto go to the country site for France. Click hereto go to the country site for Poland. Click here to go to the country site for Luxembourg. Click hereto go to the country site for Switzerland. Click here to to go to the countrysite for Italy.

In the event of a claim, we are here to help.

Fast and unbureaucratic.

In the event of a claim, you need your insurance company to process your claim swiftly and unbureaucratically and provide immediate assistance.

Three things our members can count on:

Personal assistance provided by a direct contact person.

Initial damage assessment within 48 hours.

Unbureaucratic immediate assistance, e.g. liquidity within 7 days.

Find your contact person

Knowledge shared is knowledge doubled.

Highlighted topics: interesting facts and helpful information about horticulture.