Subsidization of multi-risk insurance.

How to claim the full grant for your business.

The increase in extreme weather events is having a major impact on open-field horticulture. This has now prompted politicians to react: Some federal states are now covering the costs for multi-risk insurance on a pro-rata basis. We assist our members in this process.

Overview for your federal state

You too can benefit from the grant programs.

Bavaria

In 2024, tree nurseries in Bavaria will continue to receive state subsidies on their multi-risk insurance premiums. You can find out which risks are eligible for a grant, what the requirements are and how to obtain the grant here.

North Rhine-Westphalia

Horticultural businesses with open-field cultivation in North Rhine-Westphalia will also continue to receive subsidies on their multi-risk insurance premiums in 2024. You can find out which risks are eligible for a grant, what the requirements are and how to obtain the grant here.

Your contact person is looking forward to hearing from you.

Our regional team of experts will be happy to help you.

You would like to report loss or damages?

Contact your risk advisor or submit a claim using our online form. Once we have received the notification of your claim, we will process it and contact you as quickly as possible.

Personalized insurance tailored to your individual needs.

For us, protecting your business is more than just a product – find out more about the areas we cover.

Greenhouse

Do you produce in greenhouses or in polytunnels? Our modular solutions provide every horticultural business with tailor-made coverage that is perfectly geared to the enterprise and its risks.

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Garden center

Are you looking for a tailor-made solution for your specialist retail store? Find out here about our insurance cover tailored specifically to the needs of garden centers.

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Open-field cultivation

Do you need a comprehensive coverage concept for your open-field cultivation? Our open-field insurance protects your cultivated plants and harvested products against hazards.

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Greenhouse

Garden center

Open-field cultivation

Tree nursery

Are you looking for the best possible protection for your tree nursery against hail and other natural hazards? Benefit from our comprehensive insurance coverage for your trees and shrubs.

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Cyber

Do you need protection that is individually tailored to the requirements of your IT systems? And fast support in the event that your IT systems need to be restored ? Then find out more about our cyber insurance.

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Protected cultivation

From construction to sheeting to cultivation systems such as gutters and irrigation, your investments for protected cultivation are in safe hands with us. We provide reliable protection against natural hazards, fire and technical defects.

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Photovoltaic systems

Many horticultural businesses are increasingly investing in photovoltaic systems (PV systems). We offer extended insurance cover for these systems, including new technologies such as battery storage systems, accumulators, dedicated transformers and permanently installed charging stations for electric vehicles.

Find out more

Tree nursery

Cyber

Protected cultivation

Photovoltaic systems

Our consultancy services are what set us apart.

Together with our experts in the field, we will find the best solution for you.

Initial
contact

Meeting someone for the first time is always something special. That’s why our consultants look forward to getting to know you and your company – with no obligations and no pressure to make immediate decisions.

Preliminary assessment

Once you have had the opportunity to gain an impression of our expertise, we will take a detailed look at your company and your processes on site.

Risk analysis & consulting

Providing you with protection is our main priority: we analyze your individual risks and give you helpful tips with regard to risk prevention.

Personal offer & insurance

Based on your personal risk assessment, we will select the ideal modules for you from our customized offer and provide you with tailor-made insurance cover.

Support & claims management

Our mission is to guarantee sustainable and trust-based support and to provide you with the fastest and most effective assistance in the event of a claim.